We are one of the leading management advisory firms in the payments industry.

Our clients include market-leading companies as well as suppliers to the industry, new entrants, investors and entrepreneurs. Our knowledge and our continuous engagement across the full range of stakeholders and all parts of the payments industry, enables us to be at the forefront of the market.

Our team has in-depth expertise along the entire value chain within cards, payments, digital commerce and digital convergence.

Our clients benefit from the passion of our consultants, our extensive international project experience, our proven methodologies and our proprietary industry data and benchmarks.

In addition to our own proven expertise, we are also able to leverage our extensive global network of industry subject matter experts.

The combination of our excellent payments industry knowledge and EY’s expertise and global reach enables us to holistically advise our clients in every situation. As an example, the cooperation allows us to provide comprehensive judgement from a commercial, as well as financial, perspective when conducting due diligences. Moreover, we can expand our services to include leading-edge methods, such as data-analytics.

Our clients

  • Banks
  • Issuer
  • Acquirers
  • Processors and suppliers
  • Payment networks and regulators
  • Payment service providers
  • Merchants
  • Financial investors

Industry Expertise

  • Card Issuing
  • Merchant Acquiring
  • Processing
  • Core and Corporate Payments
  • Online Payments
  • Mobile Payments
  • Digital Commerce
  • ATM

Functional Expertise

Strategy

  • Market Entry Strategy
  • Product and Pricing Strategy
  • Regulation
  • Sales and Marketing
  • Corporate Finance Strategy
  • Commercial Due Diligence

Operations

  • Operating Model
  • Restructuring
  • Cost Reduction
  • Post Merger Integration

Projects

Growth strategy for a medium-sized broker
A medium-sized broker with a focus on industrial business and a 150-year tradition is confronted with increasing competitiveness in the market and sinking margins in the core business...
International growth strategy for an acquirer
The customer belongs to the leading providers of payment solutions in Europe and the US, especially in the Merchant Acquiring segment the market position is excellent...
Improvement of the earnings position in the retail banking of a savings bank
Within the scope of strategy workshop sponsored by INNOVALUE, the board of directors of a top 30 savings bank (assets of approx. €8 billion) its growth strategy...
Accompanying a trans­action upon acquisition of a terminal portfolio
The customer is one of the leading providers in the net­work operations and merchant acquiring segment. The inter­national presence is expanded by entering of markets with a "follow your customer" strategy...
Cost benchmarking in insurance sales
As part of the merger of several subsidiaries, efficiency and effectiveness were to be increased in the different sales channels within the sales/marketing department...
Mobile payments business field strategy for a telecommunications company
The customer belongs to the leading international tele­communications companies. Based on declining growth and increasing com­petition in the core business, the company has began looking for future growth areas...
Business valuation of an online financial service provider
An online financial service provider experiencing dynamic growth was seeking to raise further capital to expand its business...
Stress test, regulation and options for action
A large foreign insurance company is pursuing the goal of positioning itself as a leading international specialist for life insurances and pension solutions in Germany...
Product strategy in online payments sector
The customer belongs to the leading global suppliers of online payments solutions and within the scope of a change in management and ownership, the company reviews its corporate and product strategies...
E-money institution vs. full bank
A European provider of online payments solutions was faced with the challenge of a constantly growing volume of e-money...
Realignment of operational model
The current business climate in the insurance industry is putting pressure on the operational models of insurance companies, therefore they are faced with the challenge of aligning the internal processes to the new circumstances...
Target operating model for a PoS terminal manufacturer
The customer belongs to the leading global suppliers of Point of Sale (PoS) terminals. The company has grown quickly through acquisitions without an integration of the acquired company into a target operating model...
Restructuring and sale of a credit card processor
As a former monopoly, the customer was the market leader in the technical pro­cessing of electronic card transactions. With the de­regul­ation the company faced increasing pressure and the need of restructuring…
Market strategy for a top-5 insurance company
A globally operating top-5 insurance company offering life, composite and health insurance products through various sales channels, generates about 20% of the overall turnover through insurance agents and brokers...
Increasing bAV business
In a large regional database with more than 200 offices, the business field of company pensions is processed by both a GmbH (LLC) – for approaching corporate customers – as well as an in-house pensions department...

Publications

PAYMENTS NEWSLETTER VOL.24
September 2019

Contact Person

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Kai-Christian Claus
Partner & Managing Director
Kalle Dunkel
Director
Andreas Kornowski
Director
Jan Lettow
Director
Christian Löw
Director

Twitter

14. October 2019
What is the next generation of mobile point-of-sale #payments? Out now, our latest global payments newsletter has i
10. October 2019
#payments Nordic banks agree funding for P27 cross-border payments platform https://t.co/flBYWWozvl
07. October 2019
Eine der letzten erfolgreichen deutschen Payment-Methoden ist jetzt zum Großteil in japanischer Hand:#Gloryy kauft
03. October 2019
#FinTech adoption is on the rise and the spread of #OpenBanking is one of the key drivers behind it. Chris Schmitz,
26. September 2019
What new emerging business models and technologies will change the banking landscape? Hear more from @Jan Bellens,
25. September 2019
How can the rise in #Fintech adoption inspire business growth in our #digital world? Tom Bull, EY’s UK Fintech Leadhttps://t.co/yDwBPDLXtMLXtM
25. September 2019
What are the benefits of digital money? Hear more from EY's @James Lloyd 勞瞻斯 at #Sibos #Innotribe session today at 9:45
24. September 2019
EY’s recent Globa#FinTechch Adoption Index webinar focused on the driving forces behind global FinTech and what ithttps://t.co/bi0HMiM7KxM7Kx
24. September 2019
What is the biggest threat to #banking today? At #Sibos this week, @Jan Bellens discusses why attracting young and c
17. September 2019
Join James Lloyd, EY Asia-Pacific FinTech Leader on a #BrightTalk livestream discussion during #Sibos week on Monda
16. September 2019
Bank healthier with Discovery Bank. At #Sibos hear Jay Pather, EY EMEIA Banking Technology Leader explain how
13. September 2019
Seven themes impacting the future of payments https://t.co/ArFXd21CN0
13. September 2019
Fast forward to the future of payments. Our latest #payments newsletter has seven trends for #banks to expect.
11. September 2019
Join us for EY’s Globa#FinTechch Adoption Index webinar where we focus on what’s driving global FinTech, and whathttps://t.co/JYtMpV7Wi5pV7Wi5
10. September 2019
„Ich rate dazu, im Maschinenraum anzufangen, auch, wenn das nicht sexy ist." Das rät Marco Gerhardt vohttps://t.co/S8OeQKTMGZKTMGZ
04. September 2019
A deal is a deal when it’s signed - and closed, and when a closing dinner takes place + tombstone is given. Here wehttps://t.co/c6GkJevhZevhZe
23. August 2019
How do you ensure you’re automating intelligently? Discover more when Patrick Craig, EY EMEI#Financialcrimeme Technhttps://t.co/pOZBGMkoKikoKi
21. August 2019
Visit EY at #Sibos and join the discussion about #DigitalTransformation within #FinancialServices. https://t.co/j6JEos7oxk
19. August 2019
Come visit #EYFinancialServices at #Sibos 2019 to discuss the latest trends with our industry leaders.
15. August 2019
EY Asia-Pacific FinTech Leader, James Lloyd is set to take the stage to spark conversations on ‘The future of moneyhttps://t.co/pdYSyiRRN9RRN9

Events

Payments Executive Roundtable 2019
21. November 2019
Frankfurt, Villa Kennedy
Payments Executive Roundtable 2019
28. November 2019
London, Four Seasons Hotel at Park Lane